Auto Loans

  1. Are you purchasing from a Colorado dealership?  

    Click here to get pre-approved through CU Direct Connect.

    Get your auto loan at any Colorado dealership anytime – including evenings and weekends. You’ll receive a Loan Approval Certificate* via email to give to your salesperson.  The pre-approval certificate will include the dollar amount that you’ve been approved for and will lock in the interest rate that you qualify for.

    Or, arrive at any Colorado dealership and tell your salesperson you want your loan financed through Star Tech FCU to get your financing on the spot. Your salesperson will have you fill out a loan application and will let you know what interest rate you qualify for. You’ll sign all loan documents and vehicle registration forms at the dealership.

    * Borrowers that meet certain minimum lending critieria will be pre-approved instantly and will receive a Loan Approval Certificate. If a borrow does not meet the minimum criteria, the loan will be referred to the credit union for further review.


  3. Are you purchasing from a private party or out-of-state dealership

    Click here to get pre-approved.

    If purchasing from a private party, have the seller contact their bank or credit union and instruct them to email or fax a 30-day loan payoff to us if they still owe a balance on the vehicle. If purchasing from an out-of-state dealership, give your salesperson the Letter of Credit you received via email.  It will instruct the salesperson to email or fax the purchase order to us.


  5. Refinance your auto loan with Star Tech FCU and earn $300 cash!
    We’ll pay you $300 to bring your auto loan to Star Tech FCU, whether you’ve had your auto loan elsewhere for years or just recently financed a new or used car. Plus, we’ll reduce your interest rate by 1.50% APR* and give you 90 days to make your first payment.

    • $15,000 minimum loan balance.
    • Subject to floor rate of 3.00% APR.
    • Current Star Tech FCU loans not eligible.