Loan Rates effective as of 11/1/2017

Loan rates



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Type of loanPrime 800+Prime 799-780Prime 779-760A+ 759-740A 739-720B+ 719-700B
699-660
C+ 679-660C
659-640
D
639-600
*Auto3.04%3.39%3.54%3.74%3.74%4.58%5.49%8.24%11.24%13.25%
Cycles/RV4.99%4.99%4.99%5.24%5.99%6.99%7.99%9.99%12.99%17.99%
Mini-mortgage3.75%3.75%3.75%4.00%4.25%4.50%4.75%9.25%12.25%15.25%
Unsecured8.00%8.00%8.00%8.00%8.00%10.00%11.00%12.00%12.00%12.00%
Visa7.99%7.99%7.99%7.99%7.99%7.99%11.99%11.99%11.99%11.99%

 

Term Lmits and Rate Add-ons:
Auto loans – Rates above are for 60-month terms and 100% LTV.  Other terms are available with rate discounts or adds.

Discounts:
-.10% for terms ≤ 48 months.
-.25% for < 70% loan-to-value.

Adds:
+.25% for > 60-month term
+.50% for models > 6 years old (2005-2011)
+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% LTV max.