Loan Rates effective as of 10/1/2019

Loan rates



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Type of loanPrime 800+Prime 799-780Prime 779-760A+ 759-740A 739-720B+ 719-700B
699-660
C+ 679-660C
659-640
D
639-600
*Auto3.79%3.79%3.89%4.00%4.25%4.75%5.50%7.75%11.25%15.99%
Cycles/RV4.25%4.25%4.50%4.75%5.00%5.25%7.00%10.75%12.75%17.99%
Mini-mortgage4.00%4.00%4.25%4.25%4.25%4.65%5.00%6.50%7.10%10.25%
Unsecured8.00%8.00%8.00%8.00%8.00%10.00%11.00%12.00%12.00%12.00%
Visa7.99%7.99%7.99%7.99%7.99%7.99%11.99%11.99%11.99%11.99%

 

Term Lmits and Rate Add-ons:
Auto loans – Rates above are for 60-month terms and 100% loan-to-value.  Other terms are available with rate discounts or adds.

Discounts:
-.10% for terms ≤ 48 months.
-.25% for < 70% loan-to-value.

Adds:
+.25% for > 60-month term
+.50% for models > 6 years old (2006-2012)
+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% loan-to-value max.