Loan Rates effective as of 1/15/2019

Loan rates



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Type of loanPrime 800+Prime 799-780Prime 779-760A+ 759-740A 739-720B+ 719-700B
699-660
C+ 679-660C
659-640
D
639-600
*Auto4.14%4.24%4.29%4.44%4.64%5.54%6.34%8.34%11.99%13.99%
Cycles/RV5.99%5.99%5.99%6.24%6.99%7.99%8.99%10.99%12.99%17.99%
Mini-mortgage4.65%4.65%4.65%4.75%4.75%5.15%5.40%7.15%7.65%10.25%
Unsecured8.00%8.00%8.00%8.00%8.00%10.00%11.00%12.00%12.00%12.00%
Visa7.99%7.99%7.99%7.99%7.99%7.99%11.99%11.99%11.99%11.99%

 

Term Lmits and Rate Add-ons:
Auto loans – Rates above are for 60-month terms and 100% LTV.  Other terms are available with rate discounts or adds.

Discounts:
-.10% for terms ≤ 48 months.
-.25% for < 70% loan-to-value.

Adds:
+.25% for > 60-month term
+.50% for models > 6 years old (2006-2012)
+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% LTV max.