Loan Rates effective as of 9/1/2021

Loan rates



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Type of loanPrime 800+Prime 799-780Prime 779-760A+ 759-740A 739-720B+ 719-700B
699-660
C+ 679-660C
659-640
D
639-600
*Auto2.65%2.65%2.65%3.00%3.25%3.75%4.25%5.75%9.95%14.50%
Cycles/RV4.25%4.25%4.50%4.75%5.00%5.25%7.00%10.75%12.75%17.99%
Mini-mortgage2.90%2.90%2.90%3.25%3.50%4.00%4.00%6.00%6.60%10.25%
Unsecured8.00%8.00%8.00%8.00%8.00%10.00%11.00%12.00%12.00%12.00%
Visa7.99%7.99%7.99%7.99%7.99%7.99%11.99%11.99%11.99%11.99%

Term Lmits and Rate Add-ons:
Auto loans – Rates above are for 60-month terms and 100% loan-to-value.  Other terms are available with rate discounts or adds.

Discounts:
-.10% for terms ≤ 48 months.
-.25% for < 70% loan-to-value.

Adds:
+.25% for > 60-month term
+.25% for model years 2015-2016; +.50% for model years 2014-2011
+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% loan-to-value max.