Loan Rates effective as of 12/1/2018

Loan rates



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Type of loanPrime 800+Prime 799-780Prime 779-760A+ 759-740A 739-720B+ 719-700B
699-660
C+ 679-660C
659-640
D
639-600
*Auto3.99%4.09%4.14%4.29%4.49%5.39%6.19%8.19%11.99%13.99%
Cycles/RV5.99%5.99%5.99%6.24%6.99%7.99%8.99%10.99%12.99%17.99%
Mini-mortgage4.50%4.50%4.50%4.60%4.60%5.00%5.25%7.00%7.50%10.25%
Unsecured8.00%8.00%8.00%8.00%8.00%10.00%11.00%12.00%12.00%12.00%
Visa7.99%7.99%7.99%7.99%7.99%7.99%11.99%11.99%11.99%11.99%

 

Term Lmits and Rate Add-ons:
Auto loans – Rates above are for 60-month terms and 100% LTV.  Other terms are available with rate discounts or adds.

Discounts:
-.10% for terms ≤ 48 months.
-.25% for < 70% loan-to-value.

Adds:
+.25% for > 60-month term
+.50% for models > 6 years old (2005-2011)
+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% LTV max.