Fees effective 10/1/2025
| Deposit Account Fees | |
| Returned Item Fee/NSF (check/ACH/debit) | $30.00 |
| Overdraft Fee (ATM/Debit) | $30.00 |
| Stop Payment (check/ACH) per item | $15.00 |
| Stop Payment - range of checks | $30.00 |
| Inactive Account Fee | $10.00 |
| Closed Account Fee | $10.00 |
| Annual fee | FREE |
| PIN replacement | $5.00 |
| Card replacement | $15.00 |
| Priority card replacement (3 day rush) | $40.00 |
| Emergency card replacement | $150.00 |
| Late payment fee (Visa Classic only) | $30.00 |
| Certificate of deposit term <= 1 year | 90 days |
| Certificate of deposit > 1 year | 180 days |
| Notary service | FREE |
| Deposited item return fee | $5.00 |
| Charge loan payment to credit card | 3% |
| ATM adjustment fee | $5.00 |
| Next-day ACH transfer | FREE |
| Domestic wire (outgoing) | $15.00 |
| Domestic wire (incoming) | FREE |
| International wire | $35.00 |
| Online banking | FREE |
| Bill pay | FREE |