Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and nonpublic information from us as we conduct the business of the credit union.
If you have already instructed us how to implement your choices under the Star Tech FCU Privacy Policy, you do not need to contact us again. We will continue to honor the choices you have made.
We collect nonpublic personal information about you from the following sources:
We may disclose nonpublic personal information about you to the following types of third parties:
We do not disclose any nonpublic personal information about our members and former members to anyone except as permitted by law.
How We Keep Information Secure –
Information security is one of our highest priorities. Employees who violate our policies and procedures regarding privacy are subject to disciplinary action and our partners and suppliers are bound to uphold our procedures regarding privacy under the terms of our legal contracts with them. We safeguard information by regularly assessing security standards and procedures to protect against unauthorized access to personal information.
We limit access to personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to protect your personal information.
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize or protect the security of our financial records.
To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures – you may direct us not to make those disclosures by calling 720-493-1270. This opt out, by law, will not apply to disclosures that are legally permitted or disclosures we make to companies that perform services on our behalf. See below for further information.
Other Information Sharing –
We may also share personal information about you with companies or other organizations outside of the credit union as permitted by law. For example, we may share personal information to:
Weblinks –
We are not responsible for the collection, use or security of information by companies or organizations outside of Star Tech FCU that may be linked to our website. Consumers are encouraged to read the privacy policies of websites reached through the use of our web site.
Children’s Online Information Privacy –
We don’t knowingly collect, maintain or use personal information from our websites about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent.